Dave is an IAR (Investment Advisor Representative) with Horter Investment Management, LLC. Dave is also affiliated with Long Term Care 4 Vets a national organization of like minded professionals that are dedicated to helping veterans and surviving spouses obtain the aid & attendance benefit (improved pension) that has been earned because of the veteran’s service. These professional include VA accredited attorneys & claims agents. It also includes CPA’s and elder law attorneys if needed. Dave operates his own business Oldenburg Financial & Insurance. Dave is a financial planner. Dave’s passion and inspiration for helping others comes from his son Nathan, a special needs child. That is why he has dedicated his practice to helping his clients provide for and protect those who are most important to them. Dave provides educational workshops such as income planning, social security, long term care including veterans planning and special needs.

In the area of Veterans Planning, Dave provides Specific Planning primarily for veterans and surviving spouses who meet the criteria for Long Term Care Solutions. Dave has developed and refined a process that provides FINANCIAL INDEPEDENCE and DIGNITY to the veteran’s and surviving spouse’s lives. Dave is able to raise awareness, provide education and assistance to veteran families in need. Dave had personal experience with veteran’s planning as he helped obtain a surviving spousal benefit for his mother because his father’s service. The end result of the planning he provides is an estate plan resulting in the veteran or surviving spouse receiving the VA benefit they have EARNED.